Health Insurance

Health & Life Insurance

Health & life Insurance

We advise
Health insurance is one of the most important policies in the whole world, as it is the only protection against expensive treatments. Therefore, when choosing a health insurance plan, you should make sure:
  • To cover your home country, or the country of your passport.
  • To check the steadiness of your health insurance provider throughout his history, and his reinsurance quality.
  • To ensure continuity.
  • To insure guaranteed renewability after retirement.

Our claims resolution
Clover Brokers experienced staff provides:
  • Proper and thorough analysis for complex claims when facing insurance companies’ rigidity in covering medical cases
  • Personalized services through 24 hours hotline
  • Mobile application
  • Website Portal
  • Worldwide assistance through local third-party administrators
  • Claims processing
  • VIP services accompaniment within hospitals to tackle administrative tasks

Our policy in brief
Medical insurance: In order to cope with the different markets sectors, Clover Brokers aligns 4 types of products ranging from the local basic laborer type of insurance, up to offering international products servicing our customers worldwide. Such top ups products are catered to compete with the international ones. However, with locally underwritten thus reducing our offered cost. All our products include extra benefits which nature are to reduce the general exclusions of such policies.
Life Insurance: It is as well an important part of our offerings under health insurance. Our philosophy is to add the minimum basic covers needed rather than venturing into sophisticated products which do not usually cope with our customers’ needs.

Health insurance should be considered as primary and supersede all other insurance policies (such as motor insurance, and or workmen compensation).
Under group insurance: am I properly given the proper loss results?
Under individual insurance, results should not be part of a renewal process.